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Individual metal plans for 2027 now available

Individual plans, at-a-glance brochures and tip sheets for 2027 are now available on Univera on Demand.

Now available:

  • Individual & Family Qualified Health Plans
  • Healthy Smile Stand-Alone Dental Plans

2027 plan highlights:

We are showing up for WNY with our plan updates for 2027. See what’s new for 2027 and rediscover great programs and services already available.

  • Open enrollment start and end dates
    Open enrollment for new enrollments starts on November 1 this year on and off exchange and runs through January 31, 2027. Existing members can make plan changes and update eligibility starting November 16.
  • Virtual care options for 2027
    Members can save time and travel with the convenience of virtual care— including medical, behavioral health, dermatology and physical therapy — no longer subject to the deductible on applicable plans.
  • Ovia Health by Labcorp
    Members can get 24/7 support for reproductive health, family planning, pregnancy, parenthood and menopause transition — all through the Ovia Health app. (Subject to final contract terms.)
    Ovia Health by Labcorp is an independent company offering digital women’s health solutions to Univera Healthcare members.
  • Retired plan
    The Bronze Standard HSA plan will be retired for 2027. Members will be automatically mapped to Bronze Standard, which is now HSA eligible.
  • Vitalize℠ 
    Vitalize, our health and wellbeing benefit in partnership with Personify Health, allows members to focus on what matters to them most. Centered on the whole person, members can work on improving their eating and sleeping habits, as well as their physical activity. They can earn Rewards Cash for completing a Health Risk Assessment and by earning reward points through healthy activities. 

    Vitalize is included with our Qualified Health Plans and the Essential Plan. The spouse/domestic partner benefit is only available with Qualified Health Plans. 
    Personify Health is a separate company and offers a digital wellbeing service on behalf of Univera Healthcare 
  • Changes in 2026 and 2027 
    The Essential Plan 200-250 was discontinued on June 30, 2026.

    In October of 2026, new limits were imposed on categories of noncitizens eligible for the Essential Plan, Medicaid Managed Care and Child Health Plus. 

    Starting in January of 2027, there will be further restrictions on eligibility for tax credits for certain immigrants. In addition, some adult Medicaid members will need to recertify twice annually and comply with new work requirements. 

Our Safety Net and Individual Market Sales Team is ready to assist you during the upcoming 2027 Open Enrollment Period. Should you have a client who is not eligible for an employer group plan, Medicare or Qualified Health Plan offerings, we are here to support you with alternative coverage options including the Essential Plan and NY state sponsored plans for children. 

Log in to the Broker Portal to access Univera on Demand. Please contact your account consultant with questions.

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