Clear Options brings together the clarity and predictability of a copay plan—without the higher premiums. This innovative new plan has been pending DFS approval, and we have learned that it will not be approved for fully insured groups at this time. Clear Options will only be available to self-funded groups in 2021. If you’ve already quoted Clear Options, your account representative will be contacting you to quote an alternative plan. We will continue to work with DFS in hopes of bringing this innovative product to the fully-insured market soon.