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Get Healthy AND Get Rewarded with ExerciseRewards®

Broker Update | Vol. 13 No. 1 | January 2018

Groups with ExerciseRewards® can now use Active&Fit Direct™ fitness centers.  Active&Fit Direct allows members to choose from 9,000+ fitness centers nationwide for just $25 a month (plus a $25 enrollment fee and applicable taxes). Once enrolled, the...

Portfolio Stability and Enhanced Benefits for Medicare Eligible Clients

Broker Update | Vol. 13 No. 11 | November 2018

For those of you that have Medicare eligible clients, we have Medicare Advantage products suited for all budgets. Adding individual Medicare products to your portfolio provides an added service to your clients and added revenue to your agency.  Our overall...

Small Business Spotlight - Buffalo MRI

Broker Update | Vol. 13 No. 11 | November 2018

From bringing the first open MRI to WNY to sponsoring countless little league sports teams, small businesses like Buffalo MRI make our community special.  We're big fans. Take a closer look at these imaging experts. Kevin Burns, COO of Buffalo MRI Meet...

HSA Bank Planned Maintenance

Broker Update | October 2018 | Vol. 13 No. 10 - Special Issue

Please note that the HSA Bank website will experience a planned outage on Saturday, October 20th. Both the Employer and Member sites will be impacted and will include the Mobile App (iOS and Android) and IVR. The sites will be unavailable from 4:00 PM - 1:00 AM...

HSA Bank Website Planned Maintenance for October 27

Broker Update | Vol. 13 No. 10 | October 2018

Please note that the HSA Bank website will be down from 2:00 PM to 10:00 PM EST on Saturday 10/27/2018.  During this time, debit Cards will still be functional and will not be impacted, but there may be limited access to the website. Messages of the outage will be...

Waiting Period Changes for Dental Coverage

Broker Update | Vol. 13 No. 10 | October 2018

Changes are coming to the waiting periods on our Univera Dental Select voluntary plans. Effective January 1, 2019, we are waiving the waiting periods for timely entrants (eligibility as determined by the group). Contributory plans do not have waiting periods. This...

Dental Rates Hold Steady in 2019 for Most Fully-Insured Groups

Broker Update | Vol. 13 No. 10 | October 2018

One of the benefits of the dental claims and membership migration we are currently undergoing, is improved operational efficiencies. As a result, we are able to provide the majority of our fully-insured dental groups with a rate hold for 2019 when releasing their...

Reduced Dental Underwriting for Current Medical Groups

Broker Update | Vol. 13 No. 10 | October 2018

Groups that are currently carrying medical coverage with us may now be eligible for reduced underwriting for dental coverage. The group must currently carry our medical with a commercial product. Also, they must select the same class as the current medical plan carries. ...

Small Business Spotlight - Lebro's Restaurant

Broker Update | Vol. 13 No. 10 | October 2018

Whether it's bringing families together for a great meal or donating thousands to local charities, small businesses like Lebro's restaurant make our community special.  We're big fans. Take a peek beyond the pasta. Carm Paolini, Owner of Lebro's...

Calculate Your Estimated Federal Small Business Tax Credit

Broker Update | Vol. 13 No. 10 | October 2018

New York’s Small Business Marketplace (SBM) made significant changes to expand the number of health plans available and to make it easier for participating small employers to access the Federal Small Business Health Care Tax Credit. Eligible employers can now access tax...

Low Rates For Small Business. With Awesome Extras

Broker Update | Vol. 13 No. 10 | October 2018

Supporting local small business with rates from $312/month  Small business is the heart and soul of Western NY. And in this community, we take care of our own.  We're offering the quality health coverage you want for your employees at special low rates that...

Changes to the Small Health Options Program (SHOP) Process

Broker Update | June 2018 | Vol. 13 No. 6

New SHOP groups. Effective April 1, 2018, the New York State of Health (NYSOH) began sending groups that have been approved to enroll through the SHOP directly to insurers for enrollment purposes. What does this mean for you? New SHOP groups can now enroll directly...

Univera Dental Select Updates

Broker Update | September 2018 | Vol. 13. No. 9 - Special Issue

No rate changes for groups renewing in 2019 and there are some  changes to the waiting period on voluntary plans. No rate changes for 2019 – Groups renewing in 2019 will not receive a rate increase. Groups will  receive a letter in early November...

Changes to Our Pharmacy Network for Some Members

Broker Update | Vol. 13 No. 9 | September 2018

CVS and Target retail pharmacies are no longer participating in our pharmacy network for members enrolled in the following plans: Medicaid Managed Care and Health and Recovery Plan (HARP). This includes: Univera Healthcare MyHealthSM and MyHealth PlusSM ...

Updated Retiree Group Drug Plan Certificate of Coverage

Broker Update | Vol. 13 No. 4 | April 2018

Throughout the month of May, group administrators and members of group sponsored Medicare Advantage Plans that include Part D drug coverage (MAPD) or Prescription Drug Plans (PDP) will receive an updated Retiree Group Drug Plan Certificate of Coverage. The...

Consider Our Medicare Referral Program

Broker Update | Vol. 13 No. 4 | April 2018

Looking to boost revenue, but don’t want to become certified to sell Medicare? Do you have clients that are looking for a Medicare Advantage plan? Maybe some are transitioning off their Employer coverage to Medicare? Refer the sale to a Medicare Sales Consultant and...

Federal Government Re-issuing New Medicare Cards

Broker Update | Vol. 13 No. 4 | April 2018

Beginning this month, the Federal government will be mailing all Medicare beneficiaries new cards. This is the first time that Medicare is re-issuing cards.  Social security numbers will no longer be used; instead each card will now have a unique...

Managing a High Deductible Health Plan with an Online Account

Broker Update | April 2018 | Vol. 13 No. 4

If your groups’ members haven't done so already, now is the perfect time to register for an online account on our website. Many questions members have can be answered by accessing their personalized information online. This custom information is especially helpful...

Silver&Fit Medicare Benefit

Broker Update | March 2018 | Vol. 13 No. 3

If your clients enjoy being active--or if they’re looking to develop a healthier lifestyle—our Medicare Advantage Plans offer a program that includes a physical fitness benefit. Our nationwide Silver&Fit program gives Medicare Advantage members access to fitness...

Updated Enrollment and Billing Support Form

Broker Update | March 2018 | Vol. 13 No. 3

In order to complete requests in a more timely and accurate manner, we've made the following changes to the online enrollment and billing form. "Request a copy of bill(s)" has been added to the drop-down menu as a Reason for Inquiry. This option should be used...

Tips to Expedite the AGIF Process - Q2 Renewals

Broker Update | Vol. 13 No. 2 | February 2018

The Annual Group Information Form (AGIF) is being sent this week, to those groups renewing from April 1 – June 30, 2018.  The form is being sent by email, as well as by US mail. In addition, you can assist your groups by logging into our website and completing the...

HDHP/HSA Plans and Medicare

Broker Update | Vol. 13 No. 2 | February 2018

Many employer groups offer health insurance plans that combine a High Deductible Health Plan (HDHP) with a Health Savings Account (HSA). Some employers now offer these plans exclusively. Employees can benefit from these plans due to the potential premium savings and...

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