We are updating our practices for groups that have had prolonged periods of no enrollment in their small group health plan. The following changes will take effect June 1, 2022:
- Small groups will be reviewed at the time of renewal and will be non-renewed if there has been no enrollment in the prior 120 days.
- Lines of business will also be reviewed at the time of renewal. If a line of business has not had enrollment in the prior 120 days, it will be non-renewed. For example, if a group has medical with enrollment and dental with no enrollment for 120+ days, the dental plan will be non-renewed.
- Annual Group Information Form (AGIF) review for a group with no enrollment will result in non-renewal. Previously we would wait until the zero-enrollment process captured groups in this situation, but to remain compliant with Affordable Care Act (ACA) regulations, we are required to issue a cancellation due to no common law employees being enrolled in the group health coverage.
Please contact your account representative with any questions.